🏷️ Discounts & Loyalty

Use offers to reduce planned spending—not to create new spending.

Check the real deal

Good routine

  1. Keep only programmes for shops you already use.
  2. Turn off unnecessary marketing notifications.
  3. Review expiring points monthly.
  4. Stack offers only when permitted and useful.
  5. Never carry card debt just to earn cashback.

Fake promotion signs

Misspelled domains, shortened links, payment to unlock a prize, UAE Pass/OTP requests, or “government cashback” through social media. Open the merchant's official app yourself instead of using the message link.

Rule: If you would not buy it without the discount, it may not be a saving.
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